Incentives for Families to Switch Bank Accounts

Sometimes there are incentives for families to switch bank accounts. One of the most common reasons is to find bank accounts with cash back offers. I have used different bank accounts, and my favorites are those accounts from banks that offer cash back. And of the several accounts at different banks that I use, all of them have given me cash back. It makes the decision to switch banks a whole lot easier; this is because I know that I have something extra when I am using my own money, and I have the money that the bank is giving me too.

If you have not realized the benefit that this can give you, then you should experience it for yourself; when your money is showing a return on your investment just by being in bank that gives you a return on your investment with them, then you will suddenly see the value that is brought to your original investment.

Free Checking

Another significant perk that is good to have is free checking. That alone can save you a lot of money. Some banks even give you the first set of checks free of charge. And if you use online banking, those paper checks can last a long time.

My Experience

One of my bank accounts with cash back offers returned me $100.00 just for opening an account with direct deposit. That bank account hasn’t cost me a cent, and I get a little bit of interest with the money that is in my account. I am able to do multiple direct deposits from my places of employment; this enables me to spread my money around and get multiple cash back offers. I never have to worry about losing any money, because all of the banks are insured with the FDIC to the maximum of my deposits.

My Recommendation

There are a lot of incentives for you to switch bank accounts, especially if the bank that you use does not offer you cash for using their bank. I have directed my friends, family and anyone else to use a bank that gives them money just to open an account. Once they have the taste of free money and any other free offer that the banks have to give them, they don’t forget it, and they go searching for more. I encourage everyone to take advantage of all the free offerings that are available. It is your money, so you should invest it as wisely as possible.

4 Couponing Programs To Help With the Savings

All families can benefit from coupon and giveaway programs as a way to save additional money, particularly during this period of financial crisis. Taking advantage of these programs can save families money not just in groceries but in many other household products and entertainment options. For example, if family members enjoy listening to audio books, programs that provide them with Audible.com coupons or Audible.com promo codes can help them lower their entertainment budget. With some research, families can find new programs such as the ones that follow that best fit their lifestyle and start saving right away.

Publix’ Digital Coupon Program

Even families with the best intentions often forget to cut the coupons they like or even worse, they forget to bring the coupons to the store after taking the time to cut and organize them. Publix Supermarkets is hoping to make life easier for their customers by introducing a new program where customers will be able to register for an account, choose their coupons online and then have them applied to their purchase by only providing their phone number.

Customers will be able to see their selected coupons and any new coupons available at any time even from their mobile device. This is an easy to use program that will eliminate the need to cut and take the coupons along and ensure that customers can take advantage of all the additional savings possibilities.

Winn-Dixie’s Digital Coupon Program

Another program designed to take the hassle out of couponing, Winn-Dixie’s program allows customers to save up to 99 coupons at a time to their Customer Reward Card. After registering their account for the program, customers can browse Winn-Dixie’s library of e-coupons and select the ones they want. During checkout, customers simply have to swipe their card to match the coupons with their purchased items and get their savings.

Coupons.com

This established program has now expanded its offerings to include entertainment and dining options for the whole family. Coupons.com, which already offered e-coupons and other savings opportunities for groceries and many household items, now also offers members local and national e-coupons and deals for restaurants, movie theaters and other entertainment options such as bowling, cultural performances, sporting events and theme parks through its Savings Club. While the basic service for e-coupons is free, the Savings Club is a low-cost membership service that will pay for itself very quickly when members take advantage of their offers.

PoachIt Deal Hunting Program

PoachIt.com is all about making the shopping experience smoother by helping shoppers save both time and money. PoachIt, which is currently available by requesting an invitation, searches for working coupons so that shoppers do not have to waste time trying a variety of coupon codes that simply do not work. Members download the PoachIt button, add it to their browser’s Bookmarks toolbar and click on it when they find the item they want to buy, no matter the shopping site they are visiting at the time.

If they like the price and the coupon, they can go ahead and use it, if not, PoachIt will continue to track the item and email the member when the item goes on sale. The whole shopping online with coupons experience becomes much more satisfying without the disappointment of e-coupons that simply do not work.